View source for Credits (Coins)

{| class="wikitable" style="float:right; margin-left:20px; width:300px; border: 1px solid #FFD700;"
! colspan="2" style="background-color:#FFD700; color:black; font-size:120%; text-align:center; font-weight:bold;" |Credits (Coins)
|-
| colspan="2" align="center" |[[index.php?title=File:Credit_Gold.png|center|120x120px]]<nowiki>|-</nowiki>
|'''Symbol'''
|[[index.php?title=File:Coin_icon_small.png|15x15px]] © (Coins)
|-
|'''Type'''
|Primary Currency
|-
|'''Start Amount'''
|38,000 Credits
|-
|'''Wage Amount'''
|2,000 Credits / Hour
|-
|'''Exchangeable'''
|Yes (Gold Bars, Sacks)
|-
|'''Tradeable'''
|Yes (Via Pay or Furni)
|-
|'''Server'''
|'''[https://habbos.pw HabboS]'''
|}
'''Credits''' (often referred to as '''Coins''') are the primary currency on '''[https://habbos.pw HabboS]'''. They are the lifeblood of the entire '''Habbo private server''' economy.

Unlike the original game where Credits cost real money, HabboS operates on a "Free-to-Play" model where Credits are distributed generously to active players, allowing for a high-stakes, fast-paced economic environment.

== 1. Starting Budget & Wages ==
HabboS is famous for its "Instant Wealth" approach. We believe players should be able to build immediately without grinding for weeks.

* '''Registration Bonus:''' Every new user receives '''38,000 Credits''' instantly upon creating an account.
* '''Activity Wage:''' The server pays a passive income. Every 15 minutes you are online, you receive '''500 Credits'''.
** This equals '''2,000 Credits per hour'''.
** Use the command ''':balance''' to check your current funds.

== 2. Earning More Credits ==
While 38,000 is a lot, the richest players on HabboS have millions. How do they do it?

=== Trading & Reselling ===
The most common method is "Merching" (Merchanting).

* Buy rare items when they are cheap (low demand).
* Hold onto them until they become "scare".
* Sell them for a profit in the Marketplace or trade rooms.

=== Casino & Gambling ===
HabboS hosts a massive gambling community. Credits are used as chips.

* '''Dicers:''' Players bet credit furniture (Gold Bars) on dice rolls.
* '''Dealers:''' Casino owners take a small percentage of winnings in exchange for hosting the game.

=== Events ===
Staff members host daily events (Wired mazes, chair races, trivia). Winners often receive '''Credit Bags (GB)''' or high-value Rares that can be converted back into Credits.

== 3. Exchangeables (Credit Furniture) ==
You cannot trade the numbers in your wallet directly in a trade window. Instead, you must convert your Credits into physical items known as '''Exchangeables'''.

These are furniture items that have a fixed credit value. Double-clicking them converts them back into spendable coins.
{| class="wikitable"
!Item Name
!Icon
!Value
|-
|'''Bronze Coin'''
|🥉
|1 Credit
|-
|'''Gold Coin'''
|🥇
|10 Credits
|-
|'''Money Bag'''
|💰
|20 Credits
|-
|'''Gold Bar'''
|🧈
|50 Credits
|-
|'''Platinum Bar'''
|💍
|100 Credits
|-
|'''Diamond Bar'''
|💎
|500 Credits
|}
''Tip: Always check the value of a bar before accepting it in a trade to avoid scams!''

== 4. Purchasing Power ==
What can you actually buy with Credits on a '''Habbo private server'''?

* '''Catalogue Furniture:''' 95% of the items in the shop cost Credits. This includes building blocks, decor, and standard wired.
* '''Marketplace Items:''' User-sold items are listed for Credits.
* '''Username Changes:''' Some custom features may require a credit fee.
* '''Bots:''' Renting or buying AI bots for your rooms.

== 5. Inflation & Economy Control ==
To prevent the economy from crashing (where everyone has trillions of coins and they become worthless), HabboS uses smart "Credit Sinks".

* '''Marketplace Tax:''' A small 1% fee is removed from the game whenever an item is sold via the catalogue marketplace.
* '''High-Value Items:''' Extremely expensive "status symbol" items are released to drain excess credits from rich players.
* '''Gambling Tax:''' Official automated casino machines remove a small percentage of the pot.

== 6. Trivia ==

* In the early days of Habbo, credits were known as "Coins" and looked like gold pieces. HabboS retains this classic look in some custom designs.
* The maximum amount of credits you can hold in one wallet on HabboS is virtually unlimited, whereas the original game has caps.

== See Also ==

* [[Duckets]]
* [[Diamonds]]
* [[Rare Values]]
* [[Economy Guide]]